Privacy Policy



(Effective July 15 2019)

 This Privacy Policy applies to the Personal Information that NATIONAL MERCHANT SERVICES LLC and its affiliates (“NMS”) may collect about you in the course of providing you with our products and services through our website or through the Swipe@Zero application on the Clover Marketplace (“APP”) as well as related tools, websites and services.

When you log on to our website or use our APP, your use of these services is deemed to be your consent to the collection and use of your Personal Information as stated in this Privacy Policy.


Personal Information We May Collect

“Personal Information” is any information that can be used to identify an individual, and may include, but is not limited to:

  • registration-related information (such as name, addresses, e-mail addresses, telephone numbers);
  • information about the products and services or other features made available on www. that you use and how frequently you use them;

From time to time we may supplement Personal Information collected on our website with information from other commercially available sources that we deem credible, such as business contact databases. This is to help us maintain the accuracy of the information we collect and help us provide a better service.

Log Data

Like many site operators, we collect information that your browser sends whenever you visit our website or use our applications (“Log Data”).

This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our website that you visit, the time and date of your visit, the time spent on those pages and other statistics.
In addition, we may use third party services such as Google Analytics that collect, monitor and analyze this.

Third parties do not have access to Log Data or any other information collected from this website or from our applications. We do not share information collected with third parties. We do not allow third parties to collect Personal Information about an individual consumer’s online activities over time and across different websites.

NMS does not track its customers over time and across third party websites to provide targeted advertising and therefore does not respond to Do Not Track (DNT) signals. However, some third party sites do keep track of your browsing activities when they serve you content, which enables them to tailor what they present to you. If you are visiting such sites, Safari allows you to set the DNT signal on your browser so that third parties (particularly advertisers) know you do not want to be tracked.

Uses of Your Personal Information

We are very committed to protecting the privacy of your Personal Information. NMS wants you to know that:

We do not sell, rent or license your Personal Information to anyone unless you have granted us permission to do so.  We use your Personal Information to provide services or products you may have requested, to respond to communications from you, and to help you use our products and services.

We may share your Personal Information within NMS, or any of our affiliates or subsidiaries for purposes of data processing or storage.

We may also share your Personal Information with business partners, service vendors, authorized third-party agents or contractors in order to provide a requested service, product or transaction, including processing credit card transactions, and providing customer support, among other reasons. We only provide these third parties with the minimum amount of Personal Information necessary to complete/provide the requested service, product or transaction, and the third parties are not permitted to use your Personal Information except for the limited purpose of completing/providing the requested service, product or transaction.

We may respond to subpoenas, court orders, or legal process by disclosing your Personal Information and other related information, if necessary. We also may choose to establish or exercise our legal rights or defend against legal claims and use your Personal Information in this regard as appropriate.

We may collect and possibly share Personal Information and any other additional information available to us in order to investigate, prevent, or take action regarding illegal activities, suspected or potential fraud, brand protection matters (such as gray market sales or use of NMS’S  trademark without a license), situations involving potential threats to the physical safety of any person, violations of our End User License Agreement [http://www. /terms/service.html], or as otherwise required by law.

We will ask for your consent before we use or share your Personal Information for any purpose other than the reason you provided it or as otherwise provided by this Privacy Policy. To let us know your preferences, we will require an action on your part, such as checking the appropriate option, to indicate your consent.

Our Commitment to Security

NMS has established safeguards to help prevent unauthorized access to or misuse of your Personal Information, but cannot guarantee that your information will never be disclosed in a manner inconsistent with this Privacy Policy (for example, as a result of unauthorized acts by third parties that violate applicable law or the policies of NMS and its affiliated providers). To protect your privacy and security, we may use passwords and other protections and features to help verify your identity before granting access or making corrections to your Personal Information.

These safeguards are reviewed and may be adjusted in response to advances in technology and the latest security threats.

How We Use Cookies

NMS uses first-party and third-party cookies. Cookies are small text files sent by a website server to your web browser and stored on your computer. The use of cookies helps us understand how you are using our website. They allow us to NMS the security, content, navigation and functionality of the website. Additionally, we use cookies on our website and the sites on which we advertise to track advertising performance and to collect aggregate data on web page viewing. Cookies are not used to collect or disseminate any Personal Information.

You can manage the placement of cookies on your computer through the features found in most Internet browsers. You can also delete cookies that have already been placed on your computer. Consult the “Help” function of your browser to explore your options.

 Links to Other Web Sites

Our website may provide links to other third-party websites and services which are outside our control and not covered by this Privacy Policy. Please be aware that we are not responsible for the privacy practices of such other sites. We encourage you to review the privacy statements posted on these (and all) sites you visit.

Questions or comments?

We value your opinions. Should you have any privacy-related questions or comments related to this Privacy Policy, please send an email to

Updates to this Privacy Policy

NMS may update this Privacy Policy at any time, so please review it frequently. We will post a notice to this policy and the home page link whenever this Privacy Policy is materially changed so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. Your continued use of the website after any change will signify and confirm your assent to those changes.